Financial/business/economic translations Vocabulary

account number 帐目编号

depositor 存户

pay-in slip 存款单

a deposit form 存款单

a banding machine 自动存取机

to deposit 存款

deposit receipt 存款收据

private deposits 私人存款

certificate of deposit 存单 Chinese Finance Translation

deposit book, passbook 存折

credit card 信用卡

principal 本金

overdraft, overdraw 透支

to counter sign 双签

to endorse 背书

endorser 背书人

to cash 兑现

to honor a cheque 兑付

to dishonor a cheque 拒付

to suspend payment 止付

cheque, check 支票

cheque book 支票本

order cheque 记名支票

bearer cheque 不记名支票

crossed cheque 横线支票

blank cheque 空白支票

rubber cheque 空头支票

cheque stub, counterfoil 票根

cash cheque 现金支票

traveler’s cheque 旅行支票

cheque for transfer 转帐支票

outstanding cheque 未付支票

canceled cheque 已付支票

forged cheque 伪支票

Bandar’s note 庄票，银票

banker 银行家

president 行长

savings bank 储蓄银行

Chase Bank 大通银行

National City Bank of New York 花旗银行

Hongkong Shanghai Banking Corporation 汇丰银行

Chartered Bank of India, Australia and China 麦加利银行

Banque de I’IndoChine 东方汇理银行

central bank, national bank, banker’s bank 中央银行

bank of issue, bank of circulation 发行币银行

commercial bank 商业银行，储蓄信贷银行

member bank, credit bank 储蓄信贷银行

discount bank 贴现银行

exchange bank 汇兑银行

requesting bank 委托开证银行

issuing bank, opening bank 开证银行

advising bank, notifying bank 通知银行

negotiation bank 议付银行

confirming bank 保兑银行

paying bank 付款银行

associate banker of collection 代收银行

consigned banker of collection 委托银行

clearing bank 清算银行

local bank 本地银行

domestic bank 国内银行

overseas bank 国外银行

unincorporated bank 钱庄

branch bank 银行分行

trustee savings bank 信托储蓄银行

trust company 信托公司

financial trust 金融信托公司

unit trust 信托投资公司

trust institution 银行的信托部

credit department 银行的信用部

commercial credit company(discount company) 商业信贷公司（贴现公司）

neighborhood savings bank, bank of deposit 街道储蓄所

credit union 合作银行

credit bureau 商业兴信所

self-service bank 无人银行

land bank 土地银行

construction bank 建设银行

industrial and commercial bank 工商银行

bank of communications 交通银行

mutual savings bank 互助储蓄银行

post office savings bank 邮局储蓄银行

mortgage bank, building society 抵押银行

industrial bank 实业银行

home loan bank 家宅贷款银行

reserve bank 准备银行

chartered bank 特许银行

corresponding bank 往来银行

merchant bank, accepting bank 承兑银行

investment bank 投资银行

import and export bank (EXIMBANK) 进出口银行

joint venture bank 合资银行

money shop, native bank 钱庄

credit cooperatives 信用社

clearing house 票据交换所

public accounting 公共会计

business accounting 商业会计

cost accounting 成本会计

depreciation accounting 折旧会计

computerized accounting 电脑化会计

general ledger 总帐

subsidiary ledger 分户帐

cash book 现金出纳帐

cash account 现金帐

journal, day-book 日记帐，流水帐

bad debts 坏帐

investment 投资

surplus 结余

idle capital 游资

economic cycle 经济周期

economic boom 经济繁荣

economic recession 经济衰退

economic depression 经济萧条

economic crisis 经济危机

economic recovery 经济复苏

inflation 通货膨胀

deflation 通货收缩

devaluation 货币贬值

revaluation 货币增值

international balance of payment 国际收支

favorable balance 顺差

adverse balance 逆差

hard currency 硬通货

soft currency 软通货

international monetary system 国际货币制度

the purchasing power of money 货币购买力

money in circulation 货币流通量

note issue 纸币发行量

national budget 国家预算

national gross product 国民生产总值

public bond 公债

stock, share 股票

debenture 债券

treasury bill 国库券

debt chain 债务链

direct exchange 直接（对角）套汇

indirect exchange 间接（三角）套汇

cross rate, arbitrage rate 套汇汇率

foreign currency (exchange) reserve 外汇储备

foreign exchange fluctuation 外汇波动

foreign exchange crisis 外汇危机

discount 贴现

discount rate, bank rate 贴现率

gold reserve 黄金储备

money (financial) market 金融市场

stock exchange 股票交易所

broker 经纪人

commission 佣金

bookkeeping 簿记

bookkeeper 簿记员

an application form 申请单

bank statement 对帐单

letter of credit 信用证

strong room, vault 保险库

equitable tax system 等价税则

specimen signature 签字式样

banking hours, business hours 营业时间

打白条 issue IOU

大额存单 certificate of deposit（CD）

大额提现 withdraw deposits in large amounts

大面积滑坡 wide-spread decline

大一统的银行体制 （all-in-one）mono-bank system

呆账（请见“坏账”） bad loans

呆账准备金 loan loss reserves（provisions）

呆滞贷款 idle loans

贷款沉淀 non-performing loans

贷款分类 loan classification

贷款限额管理 credit control;to impose credit ceiling

贷款约束机制 credit disciplinary（constraint）mechanism

代理国库 to act as fiscal agent

代理金融机构贷款 make loans on behalf of other institutions

戴帽贷款 ear-marked loans

倒逼机制 reversed transmission of the pressure for easing monetary condition

道德风险 moral hazard

地区差别 regional disparity

第一产业 the primary industry

第二产业 the secondary industry

第三产业 the service industry; the tertiary industry

递延资产 deferrable assets

订货不足 insufficient orders Chinese Finance Translation

定期存款 time deposits

定向募集 raising funds from targeted sources

东道国（请见“母国”） host country

独立核算 independent accounting

短期国债 treasury bills

对冲操作 sterilization operation; hedging

对非金融部门债权 claims on non-financial sector

多种所有制形式 diversified ownership

E

恶性通货膨胀 hyperinflation

二级市场 secondary market

F

发行货币 to issue currency

发行总股本 total stock issue

法定准备金 required reserves; reserve requirement

法人股 institutional shares

法人股东 institutional shareholders

法治 rule of law

房地产投资 real estate investment

放松银根 to ease monetary policy

非现场稽核 off-site surveillance（or monitoring）

非银行金融机构 non-bank financial institutions

非赢利性机构 non-profit organizations

分税制 assignment of central and local taxes; tax assignment system

分业经营 segregation of financial business（services）;division of business scope based on the type of financial institutions

风险暴露（风险敞口） risk exposure

风险管理 risk management

风险意识 risk awareness

风险资本比例 risk-weighted capital ratios

风险资本标准 risk-based capital standard

服务事业收入 public service charges; user’s charges

扶贫 poverty alleviation

负增长 negative growth

复式预算制 double-entry budgeting; capital and current budgetary account

G

改革试点 reform experimentation

杠杆率 leverage ratio

杠杆收购 leveraged buyout

高息集资 to raise funds by offering high interest

个人股 non-institutional shares

根本扭转 fundamental turnaround（or reversal）

公开市场操作 open market operations

公款私存 deposit public funds in personal accounts

公用事业 public utilities

公有经济 the state-owned sector; the public sector

公有制 public ownership

工业成本利润率 profit-to-cost ratio

工业增加值 industrial value added

供大于求 supply exceeding demand; excessive supply

鼓励措施 incentives

股份合作企业 joint-equity cooperative enterprises

股份制企业 joint-equity enterprises

股份制银行 joint-equity banks

固定资产贷款 fixed asset loans

The word “finance” signifies capital in monetary form, that is in the form of funds lent or borrowed, normally for capital purposes, through financial markets or financial institutions. When finance goes international, it is then an international
finance.

Read Also: You Will Never See How Much We Can Attend Your Needs of Financial/business/economic translations (3)

Financial market is a place where financial transactions take place.When a financial transaction takes place between a resident of a country and a non-resident, it is an international financial transaction, and the place where the transaction is traded is called an international financial market.

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